JoAchim Stute

Managing partner

Joachim holds a diploma in Economics from Cologne University with studies abroad at University of Cambridge and ESADE Barcelona.

He worked 30 years as a senior banker for Commerzbank in several specialist, product and leadership functions within corporate banking.

His core competency lies in the analysis, development and financing of medium-sized business models.

Since 2018, he has been working as an independent management consultant, advising SMEs, family businesses, and foreign subsidiaries on all matters relating to finance and business development, which he now continues to do for PONTES.

Joachim is also a certified public programme advisor.

Matthias Stute

Managing partner

Matthias holds a BSc in Economics and a MSc in Finance from Maastricht University with studies abroad at Universidad del Pacífico Lima, Peru.

He worked 7 years for HSBC in different roles but mainly within the Infrastructure & Real Estate Group in Germany and Hong Kong.

Having an infrastructure background, his core competency lies in the structuring of comprehensive international financing solutions and the management of complex projects and all relevant stakeholders.

Matthias has completed additional courses related to ESG and sustainable finance at Cambridge University and Frankfurt School of Finance and Management and is a certified restructuring and turnaround consultant by IfUS-Institute Heidelberg.

Stefanie jäger


Stefanie worked 25 years as a senior banker mainly in corporate banking for both Deutsche Bank and Commerzbank in Germany and Prague.

Using her background as a finance expert, her core competency lies in guiding entrepreneurs and shareholders to discover and define their specific personal priorities during the decision making phase of a change process.

Stefanie has been a dvct-certified business coach since 2019 and works as a management consultant on all aspects of corporate financing and strategy. 

She also completed a Power MBA in business administration and received additional training in project management.

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